Bankruptcy & Debt

Debt Collection Defense Clinic

  • Every Tuesday from 1:00 pm – 3:00 pm in the Seattle branch of the King County Law LibraryDue to public health concerns and until further notice, the DCDC clinic will NOT be meeting in person.  Instead, users can contact the clinic via telephone at 206-707-0934.
  • Free 30-minute meeting
  • No appointment necessary
  • Focused specifically on low-income debtors with questions about debt collection, abusive collection practices, garnishment and medical debts
  • Sponsored by the Northwest Justice Project,  
  • Find more information here.

Neighborhood Legal Clinic: Debt & Bankruptcy Clinics

  • Appointment required; call (206) 267-7070 from 9:00 am – 12:00 pm, Tuesdays – Thursdays
  • Free 30-minute meeting
  • Focused on debt and bankruptcy questions. The Neighborhood Legal Clinics service King County residents or clients with legal issues in King County.
  • Two locations:
    • Downtown Seattle: 2208 2nd Avenue, Seattle, WA 98121, Thursdays from 5:30pm – 7:30pm (appointment required, call 206-267-7070)
    • South Seattle: 3815 S. Othello Street, Suite 105, Seattle, WA 98118, Mondays from 7:00pm – 9:00pm (appointment required, call 206-267-7070)
  • Sponsored by the King County Bar Association,

Pro Se Bankruptcy Clinic

  • Every 1st & 3rd Thursday of the month at the Federal Courthouse
    • Federal Courthouse
      700 Stewart Street
      Room 6101 (6th Floor)
      Seattle, WA 98101
  • No appointment necessary; walk-in clinic
  • Focused on pro-se (unrepresented) bankruptcy filing and related questions. In order to qualify for the clinic, your household gross monthly income is 200% of the Federal Poverty Level or lower. See this flyer for more information about who qualifies for the clinic:
  • Can’t make it to the clinic at those times? Help is still available to those who qualify: Call the Northwest Consumer Law Center’s Intake Message Line (206) 805-1722
  • Sponsored by the NW Consumer Law Center,, in partnership with the Federal Bar Association
  • Learn more here.

Other Resources

  • Chapter 13 Trustee Counseling Program (206) 624-5124
  • Consumer Counseling Northwest (800) 355-2227
  • Consumer Education & Training Services (CENTS) (206) 267-7017
  • Debt & Bankruptcy Legal Clinics (206) 267-7070
  • Make Change – Free Debt Education Class (206) 267-7095
  • Northwest Consumer Law Center (206) 805-0989
  • Western Washington U.S. Bankruptcy Court (206) 370-5200

Find Debt Collection Forms Here

Links Updated October 2020.