This guide is to help a person being sued for a debt collection respond to the lawsuit. If the defendant (person being sued) for debt collection does not answer the lawsuit, the plaintiff (person bringing the lawsuit) may get a default judgment (court decision for the plaintiff) of the amount owed, as the court will assume that the defendant is not contesting the suit. Includes blank MS Word and PDF versions of the forms that you may fill out online and save or print.
This guide is for when you are sure that your assets and income cannot be garnished. The guide will tell you how to fill out the form and what to do with it once you have completed it.